| Name |
More details |
Channels |
Fiat Currencies (Main) |
Crypto Currencies (Main) |
Accounts (Fiat) |
Send From |
Send To |
Wallets (Crypto) |
Transfers (Fiat) |
Transfers (Crypto) |
Cards |
Transaction (Txn) Limits |
Fees |
Timelines |
Additional Services |
Customer Care & Help |
Countries Available |
Proof of ID |
Proof of Residence |
Biometric verification |
Verifications |
Additional Setups |
Verification timeline |
Security |
Regulation |
| Onboard.xyz (Google Play rating 4.4 & 50K+* downloads as at 21st Aug 2025) |
***Onboard, Stablecoin (USDC)-to-MobileMoney, Stablecoin (USDC)-to-VirtualCard*** |
Apps (Android and Apple), Online |
USD, EUR |
USDT, USDC, BNB, DAI, ETH |
Yes - USD (Limited to some countries) |
→ Onboard Accounts: DeFi Wallet, USD Wallet. → External Accounts: Bank or Mobile money wallet, Crypto wallet |
→ Bank, Mobile Money or CryptoWallet |
Non-Custodial: Onboard, Coinbase, Trust, Metamask |
→ US (ACH & FedWire), → EU (SEPA), → KE (Mpesa SendMoney, Mpesa Paybill & Bank) (International transfers limited to countries with USD A/c) |
Arbitrum One, BNB SmartChain , Polygon, Base, Ethereum, Optimism, Celo, Lisk |
Yes, 3 - Virtual Debit Cards |
→ Min @$2 per txn, Max $2000 per txn, Daily limit $6,000. → Pre-Verification Limits: P2P : $100 per txn, $25 daily limit. Direct Accounts: $0 per txn, $0 daily limit. |
→ Crypto: Buying Stable coins from 0.35% to 1% Selling Stablecoins 1.1%. → Exchange: Instant Pay 0.5%, P2P Free → Fiat (external transfer fees): ACH: $0.50, SEPA: $1, Wire transfer: $20 (coming soon) |
→ Onramp: US(ACH) - same day or next business day, EUR(SEPA) - Within minutes, Cash to Crypto Payout - instant → Offramp: US(ACH) - same day or next business day, EUR(SEPA) - Within 5 to 90 minutes |
→ Exchange (Swap Crypto to Fiat & Viceversa), → Instant Pay - P2P alternative, → Bitrefill |
Yes - Online Helpdesk and knowledge base, Online Chat with thread sent on email |
Local Payment methods ….. |
→ National ID, → Driver’s license, → International Passport |
No |
Video selfie |
Phone and Email |
→ Proof of ID verification to get USD account, Virtual card. → DeFi wallet setup → Payment Methods → Coonect self custody wallet |
→ Stated - a few minutes, → Probably - up to 6 hours, → Own experience 6+ hours, → USD Account : 2 Days |
2FA, Passkey, Google Authentication (Not Yet) |
US, EU and Canada |
| Hurupay |
|
Apps (Android and Apple) |
USD, EUR, GBP, 20+ other local currencies |
USDT, USDC |
Yes - USD, EUR |
Receive in USD or EUR converted to USDC or EURC. Receive from US Banks, European Banks, Paypal, Wise, Revolut, Monzo, Venmo. Gusto, Upwork, Payoneer, Youtube |
→ Crypto Exchanges (Wallets), Bank account, Mobile Money, HuruPay Account, Within Africa |
|
→ International (Swift) → US (ACH & FedWire), → EU (SEPA), → KE (Mpesa SendMoney, Mpesa Paybill & Bank) |
|
Yes (Freeze, Unfreeze, Set limits, track spending) |
→ ACH & WIRE : $4,999 per txn. Contact via email to increase txn limits. Payments from registered business or platform have no limits. |
(Applicable to Individual not Business Accounts)→ Deposits: Txn $100 & above: ACH - 2%, WIRE - 2%+$20. Flat fee for Txn below $100: ACH - $2, WIRE - $22. → Transfers: USDT & USDC - $0, |
|
→ Earn interest upto 8% APY,→ Batch Payouts → Add recipients in groups → Generate professional invoices, → Multilingual support (English, Spanish, French, Portuguese, Filipino, and Chinese). |
Yes - In App chat, Email, Phone number |
|
|
|
|
Phone & Email availed, Privacy Policy & Terms of Service (Hurupay & Bridge) |
→ Create USD Account → Add Mobile Money Account (Pay From) → Add a new recipient (Bank, Mobile Money, Crypto) |
|
6-Digit code PIN |
|
| oneramp.io |
***Oneramp, Stablecoin (USDC)-to-MobileMoney, Stablecoin (USDC)-to-VirtualCard*** |
Miniapp on Base(preferrable) and Farcaster App, Online (https://pay.oneramp.io/) |
KES, UGX, TZS |
USDC |
None |
USDC (Base) |
→ PAY: KE - Mpesa (Send Money, Pay Bill, Buy Goods), UG: MTN, Airtel, TZ: Airtel, Tigo, Halotel → WITHDRAW: Kenya - Mpesa, Nigeria - Banks, Uganda - MTN, Airtel, TZ: Airtel, Tigo, Halotel |
Non-Custodial: Coinbase, Metamask, Trust, Uniswap wallet, Rainbow, Phantom |
→ DEPOSIT: KE - Mpesa, Nigeria - Banks, UG: MTN, Airtel, TZ: Airtel, Tigo, Halotel |
Arbitrum One, BNB SmartChain , Polygon, Base, Ethereum, Optimism, Avalanche |
None |
→ Min ~$1 (Kes 120) per txn, Max $193.6 (Kes 25,000) per txn |
Not clear |
Transaction settlement time ~20s-25s |
None |
None |
Kenya, Uganda, Tanzania |
KYC By 3rd Party |
N/a |
N/a |
N/a |
Connect Wallet |
N/a |
N/a |
Not clear |